A SIP (systematic investment plan) invests a fixed amount at regular intervals. A lumpsum invests everything at once. Neither is always better. The right choice depends on your cash flow and comfort with ups and downs.
How SIPs work
Because you buy every month, you buy more units when prices are low and fewer when prices are high. This averaging smooths your entry price and builds a habit. Try the SIP calculator to see growth for different amounts and periods.
How lumpsum works
If you already hold a large amount, investing it all gives it more time in the market. The risk is entering just before a fall. Estimate outcomes with the lumpsum calculator.
Comparing results
Use the CAGR calculator to turn start and end values into an annual growth rate so different investments can be compared fairly.
This article is general information, not financial advice. Returns are never guaranteed.